FREQUENTLY ASKED QUESTIONS
What services does Mindful Wealth offer?
Mindful Wealth provides personalized financial planning and advisory services designed to bring clarity and structure to your financial life.
Our core services include:
Initial Financial Consultation
A focused session designed to address a specific financial planning question or provide clarity around a current decision. This consultation helps identify your priorities and determine the most appropriate path forward.
Project-Based Financial Planning
For clients who need help with a specific planning challenge, we offer defined project engagements. These may include retirement projections, investment strategy reviews, tax planning coordination, or financial modeling.
Project engagements allow us to provide detailed analysis and recommendations for a clearly defined objective.
Comprehensive Financial Planning
Comprehensive planning is the foundation of our practice and the primary way we work with clients. This ongoing engagement provides coordinated guidance across all areas of your financial life, including:
Investment strategy
Tax planning coordination
Retirement planning
Risk management and insurance review
Estate and legacy planning
Cash flow and wealth accumulation strategies
We partner with clients over time to adapt their financial strategy as life evolves.
What makes Mindful Wealth different?
Mindful Wealth is built around a holistic and relationship-driven approach to financial planning.
We believe financial planning should go beyond numbers and investment returns. It should reflect your values, priorities, and the life you want to build.
Our approach focuses on:
Personalized planning. Every client’s financial life is different, and we design strategies that reflect your specific goals and circumstances.
Holistic financial guidance. We look at the entire picture—investments, taxes, risk management, lifestyle goals, and long-term planning—rather than treating financial decisions in isolation.
Long-term partnership. Financial planning is an ongoing process. We work with clients through different life stages, helping them adapt and refine their plans over time.
What does “Fee-Only” mean?
Mindful Wealth operates as a fee-only advisory firm, meaning our compensation comes directly from our clients.
We do not receive commissions, referral fees, or compensation from investment products, insurance companies, or third-party providers.
This structure allows us to provide advice that is independent and focused solely on what is in our clients’ best interests.
What are your fees?
We believe transparency is essential in an advisory relationship. Our fees vary depending on the level of service and complexity of your financial situation.
During your initial conversation, we will discuss the scope of services that best fits your needs and provide a clear explanation of associated costs.
Comprehensive Financial Planning
From $5,000 / year
Individuals: $5,000 annually
Families: $6,000 annually
More complex situations priced based on scope
Includes ongoing financial planning, guidance, and coordination across all areas of your financial life.
Investment Management
From 0.70% AUM
For clients who engage us to manage their investments.
0.70% annually of assets under management
Fees may decrease at higher asset levels.
One-Time Planning Engagements
From $3,500
Project-based engagements for retirement analysis, cross-border planning, or equity compensation strategy.
Fees vary depending on complexity and scope.
Do I need a financial advisor?
Some people enjoy managing their finances independently, and many aspects of financial planning can be handled on your own with sufficient time and expertise. However, financial planning often becomes more complex as your life evolves. Investment decisions, tax planning, retirement strategy, and major life transitions can benefit from structured analysis and experienced guidance. We work with individuals and families who want a trusted partner to help them evaluate decisions, understand trade-offs, and stay aligned with their long-term goals.
If you are considering working with an advisor, we encourage you to speak with multiple professionals to find someone whose approach and philosophy align with yours.
I’m not wealthy yet. Can Mindful Wealth still help me?
Yes. Many of our clients are in the process of building wealth rather than managing large portfolios today. Financial planning can be especially valuable during the early and middle stages of wealth building, when decisions around saving, investing, career growth, and lifestyle choices have long-term consequences. For individuals seeking guidance on a specific financial question, our initial consultation can provide clarity and practical next steps. For those seeking ongoing guidance, our comprehensive planning service offers long-term support as your financial life evolves.
I’m ready to get started. What are the next steps?
We offer two ways to begin the conversation:
Introductory Call
A brief conversation designed to help us determine whether our services are the right fit for your needs. During this call, we discuss your goals, answer questions about our process, and explain how we work with clients.
If we decide to work together on a broader planning engagement, we will outline the scope of services and next steps.
Common Situations We Help With
Many clients come to Mindful Wealth during important moments of change or decision-making.
Common situations we assist with include:
Career transitions and income growth
Planning for promotions, job changes, entrepreneurship, or equity compensation.Relocation and other transitions
Navigating divorce, widowhood, family growth, or relocation.Retirement Abroad
Developing sustainable income strategies and preparing for the transition from work to retirement outside of the U.S.Investment strategy and portfolio planning
Creating diversified investment strategies aligned with long-term goals and risk tolerance.Tax-efficient financial planning
Coordinating financial decisions with tax strategies to help maximize long-term outcomes.Building intentional wealth
Aligning financial decisions with personal values, long-term priorities, and lifestyle goals.
Our goal is to help clients create clarity, confidence, and a financial plan that supports the life they want to live.